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What are ways to pay for a PhD. in Clinical Psychology?

#doctorate-degree #financial-planning #psychology #phd #finance #financial-aid #scholarships #stipends #clinical-psychology #therapy

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Thank you comment icon Most students incur significant debt while enrolled in graduate school. More prestigious schools offer financial assistance in the form of tuition remission and annual stipends for living expenses. There are two types of doctoral programs in psychology: Ph.D. and PsyD. It is rare for PsyD programs to offer tuition remission and stipends. Not all Ph.D. programs offer these either...generally only for the most qualified students. When researching doctoral programs, this is something that you need to pay attention to! Linda Ann Robinson, Ph.D.
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Linda Ann’s Answer

There are two types of doctoral programs in psychology: Ph.D. and PsyD. Some Ph.D. programs offer tuition remission and stipends for the most qualified students. PsyD programs generally do not. Some grad students are supported by grants from their major profession (in exchange for working on research projects). Generally such grant money is for living expenses rather than for tuition remission.


So, when you are exploring various doctoral programs and deciding which ones to apply to, you need to find out about the number of students who are supported by the institution. If there is no support, then funding comes from student loans.


Good luck.
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Racheal’s Answer

You can search which schools offer stipends, assistantships and grants to determine what you will receive. There are plenty of Ph.D. programs in Clinical Psychology that offer these options. It can be competitive, with your time and work ethic, so consider that as well. You could apply to a PsyD program, which you probably take out loans and possibly be offered a few scholarships, however, you could start making money to assist with schooling post doc. There may also be programs that offer jobs that will pay for your loans in exchange for x amount of years of working. Make sure to obtain your license. Best of luck!
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