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What are some different ways to pay for education?

#financial-planning #education #college #finance #higher-education

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Kortnee’s Answer

Hello, Laniece!

The best way you can pay for college is through scholarships/grants.

Another way you may consider paying for college includes enlisting in the army.

Once you are eligible to leave the army, the army will pay your college tuition.

Of course if you decide to enlist in the army, you will need to file an educational leave with your university.

Please meet with a Financial Aid Counselor at your university to discuss options for paying your college tuition.

Good luck with your personal, educational, and professional endeavors!

Kortnee B.

Kortnee recommends the following next steps:

Meet with a Financial Aid Counselor at your university to discuss financial aid options to pay for school.
Visit www.scholarships.com to apply for some scholarships.
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Vickey’s Answer

There aren't any easy ways to pay for college. The most basic way is to study hard and get incredible grades. I also suggest the following:

Vickey recommends the following next steps:

Contact your high school/college counselor and explore all of the financial aid opportunities available.
Contact your city/county/state representative's office and inquire about scholarships and other types of financial aid.
Check the field you are interested for financial aid opportunities.
Bank or other financial institutions.
Check the human resources center where you or your parents work. They often have scholarships or loans available.
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Ken’s Answer

There are many different ways to pay for college including loans, scholarships, coop and intern programs, and part time and full time jobs. However, it is important to remember that loans have to be paid back and can cause a stress on your life for many years until they are paid off. To learn more about scholarships and coop and intern programs you can talk to your academic adviser at your school, the reference librarian at your local library, the leader of your religious organization, professional associations to which people who are working in your career area of interest belong, to name a few. Also, part time and full time jobs are a good possibility especially if they are in your career area of interest.


Getting to know yourself better to determine which career area best suits your personality traits is a great step in assisting with exploring financing of an education as well as assuring that you will be entering a career area in which you will find satisfaction and fulfilment.


Getting to know yourself and how your personality traits relate to people involved in various career opportunities is very important in your decision making process. During my many years in Human Resources and College Recruiting, I ran across too many students who had skipped this very important step and ended up in a job situation which for which they were not well suited. Selecting a career area is like buying a pair of shoes. First you have to be properly fitted for the correct size, and then you need to try on and walk in the various shoe options to determine which is fits the best and is most comfortable for you to wear. Following are some important steps which I developed during my career which have been helpful to many .

Ken recommends the following next steps:

The first step is to take an interest and aptitude test and have it interpreted by your school counselor to see if you share the personality traits necessary to enter the field. You might want to do this again upon entry into college, as the interpretation might differ slightly due to the course offering of the school. However, do not wait until entering college, as the information from the test will help to determine the courses that you take in high school. Too many students, due to poor planning, end up paying for courses in college which they could have taken for free in high school.
Next, when you have the results of the testing, talk to the person at your high school and college who tracks and works with graduates to arrange to talk to, visit, and possibly shadow people doing what you think that you might want to do, so that you can get know what they are doing and how they got there. Here are some tips: ## http://www.wikihow.com/Network ## ## https://www.themuse.com/advice/nonawkward-ways-to-start-and-end-networking-conversations ## ## https://www.themuse.com/advice/4-questions-to-ask-your-network-besides-can-you-get-me-a-job?ref=carousel-slide-1 ##
Locate and attend meetings of professional associations to which people who are doing what you think that you want to do belong, so that you can get their advice. These associations may offer or know of intern, coop, shadowing, and scholarship opportunities. These associations are the means whereby the professionals keep abreast of their career area following college and advance in their career. You can locate them by asking your school academic advisor, favorite teachers, and the reference librarian at your local library. Here are some tips: ## https://www.careeronestop.org/BusinessCenter/Toolkit/find-professional-associations.aspx?&frd=true ## ## https://www.themuse.com/advice/9-tips-for-navigating-your-first-networking-event ##
It is very important to express your appreciation to those who help you along the way to be able to continue to receive helpful information and to create important networking contacts along the way. Here are some good tips: ## https://www.themuse.com/advice/the-informational-interview-thank-you-note-smart-people-know-to-send?ref=recently-published-2 ## ## https://www.themuse.com/advice/3-tips-for-writing-a-thank-you-note-thatll-make-you-look-like-the-best-candidate-alive?bsft_eid=7e230cba-a92f-4ec7-8ca3-2f50c8fc9c3c&bsft_pid=d08b95c2-bc8f-4eae-8618-d0826841a284&utm_medium=email&utm_campaign=daily_20171020&utm_source=blueshift&utm_content=daily_20171020&bsft_clkid=edfe52ae-9e40-4d90-8e6a-e0bb76116570&bsft_uid=54658fa1-0090-41fd-b88c-20a86c513a6c&bsft_mid=214115cb-cca2-4aec-aa86-92a31d371185&bsft_pp=2 ##
Keeping education costs at a reasonable level is very important, as too many people spend way too much on an education and end up with unnecessarily high debt. Here are some tips on how to reduce college debt. ## http://www.educationplanner.org/students/paying-for-school/ways-to-pay/reduce-college-costs.shtml ##
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Jeff’s Answer

Hi there, I just helped a client with eductional planning. The first step is to realize that there will be a need for money set aside. Next figure out a goal to solve for. I solved for tuition at a nearby school. I calculated out a monthly amount to reach that goal. If it’s more than a few years you want to adjust for inflation. I then created a budget based on the last 3 months of my client’s household expenses. They didn’t have enough extra money per month to meet the monthly goal so we decreased spending and increased income (another job) for the remainder. What was not obtainable needs to be found with scholarships or loans. I always recommend filling out the Financial Aid Form (FAF) only after you know the household budget.

Jeff recommends the following next steps:

Find a target amount for eduction based on a school’s tuition, fees, books
Calculate the number of months to save that amount and a monthly goal
Create a household budget based on the last three months to see if the monthly goal can be set aside
If the montly goal cannot be set aside, see what can be reduced in expenses or what income can be increased.
Calculate amounts needed from grants, scholarships and goals last
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