Going into a two year community collage in your state and later applying into an out state university, will that make student school loans less?

Hi, Carla, typically 4-year schools are more expensive than community colleges in part because you're paying for on-campus food and housing. By attending a local community college, students often save substantially by simply living at home. Also, tuition at community colleges tends to be lower than 4-year colleges, so there's savings there as well. Whatever you do, don't let fear of funding stop you - there are SO many routes to funding college, which schools you apply to will have on their websites, as well as a multitude of other internet sources for scholarships and loans. Don't forget to look locally as well - often local Rotaries, libraries, Lions Clubs, etc. have scholarship contests. Do all you can to get scholarship money, since you don't have to pay that back. Fill in the rest with loans as needed. Best of luck to you!

Yes, community college is significantly cheaper than a university so if you end up taking school loans, it would be less than if you went straight to a university. Had I known better when I went to college, I would have gone the community college route first. Here you can usually take all your GED courses for a fraction of the costs it would be at the university. Then when you are finished, you can transfer to a university and finish up your major. Not only is it cheaper, it's also easier to get into universities. Around the time I went to college, you had to take the SAT and/or ACT if you were going straight to a university. If you went the community college route, all they looked at really was your GPA. Costs and easy are something to research when considering this. Please do research this as I am speaking from my personal experiences from when I had to make this choice so things may have changed.