What does a financial analyst at a bank do on a day-to-day basis?

Senior Analyst: If there is news on the tape, the senior analyst determines whether or not it affects the analyst's investment opinions, and how much action should be taken with this news. If there is no news on the tape, the senior analyst's morning may involve speaking at the firm's morning meeting, or meeting with institutional clients or members of a company's management team.

Among the more rigorous yet rewarding career options in the financial services industry is that of a financial analyst. But what, exactly, does a financial analyst do on a daily basis? The answer to that question is largely dependent upon an analyst's level of experience. While younger analysts tend to do a lot of data gathering, financial modeling and spreadsheet maintenance, more senior analysts tend to spend more of their time developing investment theses, speaking with company management teams and other investors, and marketing ideas (if they are on the sell-side). Let's take a closer look at a day in the life of a junior and senior financial analyst.

Junior Analyst: Zero to Three Years of Experience
During the first few years of an analyst's career, he or she can expect to spend the majority of his or her time gathering relevant data, updating comparison spreadsheets and financial models, and reading relevant news and industry publications. The goal of these activities is to develop a solid fundamental understanding of a particular business, sector or industry. Additionally, many younger analysts allocate a portion of their time towards studying for professional and licensing exams, such as the CFA exam (Source 3), Series 7 and Series 63 licenses. While position titles vary across firms, we use the title "junior analyst" to describe a financial analyst who has less than three years of experience.

Senior Analyst: More Than Three Years of Experience
Once a junior analyst achieves a certain level of industry expertise and develops a reasonably strong network of contacts, his or her professional responsibilities evolve into using data to develop an investment opinion. Additionally, a senior analyst spends quite a bit of time developing relationships with industry and company contacts, and marketing the team's work. Mentorship is also an important component of a senior analyst's day-to-day responsibilities.

Despite the differences in a junior and senior analyst's professional responsibilities, there are similarities in the flows of their day. Here, we present you with a day in the life of a financial analyst.

Sample Day in the Life of a Junior and Senior Analyst
5:30AM: Check Relevant News
Junior and Senior Analyst: Check the news to see if there have been any overnight news releases related to the team's coverage universe, or if there have been any market-moving events.

6:00AM: Put Out Fires As Needed
Junior Analyst: If there is relevant news on the tape, a junior analyst would normally alert the senior analyst in addition to updating relevant data files and spreadsheets.

Senior Analyst: If there is news on the tape, the senior analyst determines whether or not it affects the analyst's investment opinions, and how much action should be taken with this news. If there is no news on the tape, the senior analyst's morning may involve speaking at the firm's morning meeting, or meeting with institutional clients or members of a company's management team.

7:00AM: Morning Meeting
Junior Analyst: Many sell-side and buy-side operations facilitate an internal daily morning meeting wherein the key takeaways of analysts' research are discussed. Junior analysts are typically encouraged to attend this meeting as it broadens the their knowledge base, among other benefits.

Senior Analyst: If a senior analyst is presenting an investment idea to the firm, the analyst might do so during the firm's morning meeting. Alternatively, the senior analyst might meet with clients or company management.

8:00AM: Check-In with Traders and Salespeople
Junior and Senior Analyst: Regular contact with other team members throughout the firm ensures that an analyst's ideas are well known and understood.

9:00AM to 11:00PM: Marketing, Making Connections, Work on Long-Term Projects and Maintenance Research, etc.

The ebb and flow of an analyst's daily activities depends upon factors such as the earnings calendar, the senior analyst's marketing calendar, and whether or not there are research projects in progress (there usually are).

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Sample Day in the Life of a Junior and Senior Analyst
5:30AM: Check Relevant News
Junior and Senior Analyst: Check the news to see if there have been any overnight news releases related to the team's coverage universe, or if there have been any market-moving events.

6:00AM: Put Out Fires As Needed
Junior Analyst: If there is relevant news on the tape, a junior analyst would normally alert the senior analyst in addition to updating relevant data files and spreadsheets.

Senior Analyst: If there is news on the tape, the senior analyst determines whether or not it affects the analyst's investment opinions, and how much action should be taken with this news. If there is no news on the tape, the senior analyst's morning may involve speaking at the firm's morning meeting, or meeting with institutional clients or members of a company's management team.

7:00AM: Morning Meeting
Junior Analyst: Many sell-side and buy-side operations facilitate an internal daily morning meeting wherein the key takeaways of analysts' research are discussed. Junior analysts are typically encouraged to attend this meeting as it broadens the their knowledge base, among other benefits.

Senior Analyst: If a senior analyst is presenting an investment idea to the firm, the analyst might do so during the firm's morning meeting. Alternatively, the senior analyst might meet with clients or company management.

8:00AM: Check-In with Traders and Salespeople
Junior and Senior Analyst: Regular contact with other team members throughout the firm ensures that an analyst's ideas are well known and understood.

9:00AM to 11:00PM: Marketing, Making Connections, Work on Long-Term Projects and Maintenance Research, etc.

The ebb and flow of an analyst's daily activities depends upon factors such as the earnings calendar, the senior analyst's marketing calendar, and whether or not there are research projects in progress (there usually are).

Answering this inquiry. I will explain according to the regular responsabilities of this role.

To analyze cash flow and resolve day to day interbanking issues
Do forecast reports
Analyse cases related to payment failures.
Track each transaction related with payments.

I hope this information help you.