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How can I better myself so later on in the future me and my children can be set for life?

I like working on my future self, very open-minded, and helping others. #Software Engineer #Financial Analyst

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Anthony’s Answer

Hi Emmanuel,

That is a very open-ended question! My best answer would be to read books across a wide variety of topics; it's a great way to learn from other peoples' experiences, and you'd be surprised how large of an impact books can have on your life.

One specific book I'd recommend is The Seven Habits of Highly Effective People by Stephen Covey. This is a classic read for anyone who is interesting in improving themselves and their mindset.
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Rosa’s Answer

As the others mentioned this is a very open ended question. However, it is a good sign that you have a growth mindset. One thing to keep in mind is that no matter how old you get, there is always room to grow and learn, even from your children. We don’t just “grow up” and achieve all there is to achieve. Life happens in phases and you learn how to become better versions of yourself on your journey.

Several things we don’t always necessarily learn to be cognizant if during our adolescence are:

1. Financial literacy- be sure to understand budgeting, credit, taxes, investing, and planning for retirement.

2. Diversity- learn about people and cultures different from your own. Your children will be part of a world much more diverse than you currently know so you need to show them how to be comfortable and confident living amongst people different from them while recognizing there is much we still have in common.

3. Balance - work life balance is key. It’s no good working most of your life if you are not able to enjoy time with your family. Your children may have all the money b/c of your work, but they would resent you for not being present. Be a constant presence in your children's lives. Enjoy the small moments with them.

4. Self care - you must ensure you are taking care of yourself physically and mentally if you plan to take care of your family. This plays into finding the right balance, but your mental health is extremely important. Know your boundaries and don’t be afraid to say no when it affects your mental well being. You cannot pour into other when you have an empty cup.
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George’s Answer

Hey Emmanuel, you're on the right path. The first path to achieving something is knowing what it is and acknowledging it's a challenge to get there. I believe you've already taken a step in the right direction by asking this question. The key is to turn your dreams into a set of goals.

The first key to achieving a goal (personal or professional) is to have the a goal in the first place. Define it, know what it is and what it takes to achieve it. Write is down! Then the second most important thing is to have a plan. Doesn't matter how weird or how "off" that plan may be. A bad plan is better than no plan. Don't make things too complex. Think about where you want to be in 3 to 5 years.

Next thing, Decide to have principles:
- Take care of yourself and your needs because you're the only person truly responsible for yourself. Be as healthy as you can be.
- Be reliable. As an adult, you have less room for excuses and lies. You need to be counted on by your family, friends and coworkers. Don't be the guy that's 10 mins late to everything, doesn't contribute on group projects and forgets people's birthdays.
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Taylor’s Answer

My recommendation would to be work hard and invest while you have the energy for it, but also take the time to take care of yourself to ensure you have a long, healthy life. Eat healthy, exercise, get enough sleep, and make sure to take time for the things you enjoy now. You never know what the future will hold, so enjoy your life while you have it while setting yourself up to have an enjoyable future as well.
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Samantha’s Answer

If you are working set aside 10% of your paycheck into sayings and dont touch. Spend time with your family individually at least 30 minutes a day. Stay healthy and teach children good eating habits and good self talk.
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Logan’s Answer

My advice would be to get into a field that is a passion of yours, that way your career won't feel like work. Save and invest as much as possible at an early age while also taking advantage of your youth. Take advantage of retirement vehicles such as 401ks, IRAs, stock option accounts, etc. These accounts allow you to build wealth on a tax deferred basis, ultimately making you wealthier over time.

Understanding personal priorities is massively important, if your priority is to be "set for life" (financially, I assume) then you may need to sacrifice certain passions/projects. You may decide later on that you don't need to be wealthy in your later stages of life.
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