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What can I do to pay for college?

I'm going to college this fall and I fear I may be too late to get scholarships.

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Alexandra’s Answer

There are different types of financial aid that you can access: scholarships, grants, and loans. Scholarships and grants are both examples of financial aid that you DON'T have to pay back. The difference between the two is that grants are typically government funded and focus on need- based (think along the lines of FAFSA). Scholarships can come from any organization and usually your university/ college will have some that you can apply to as well. Loans are financial aid that you can take out but will have to pay back. You can also explore getting a part-time/ campus job/ work study job which all require you to get a job to earn money. There are plenty of options out there, but try to chat with your school's financial aid office or your advisor to get better guidance on what you can do!
Thank you comment icon This was super helpful, thank you! Daisy
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Gloria’s Answer

Hi Daisy,

I agree that it is not too late to apply for scholarships. They may not arrive at the beginning of the year, but they can appear throughout the year. I would recommend that you apply for scholarships all throughout your college experience. Financial aid at the beginning is not a bad thing. Just keep applying for scholarship to minimize your overall debt in college.

Gloria
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M’s Answer

Hi Daisy! You are never too late, there are far more scholarships out there than you may think. Make it a point to research and apply to a couple a day. Additionally, reach out to your college's financial aid office, often times once you make them aware of your situation they may have additional resources for you. Hope this helped, wishing you the best of luck!
Thank you comment icon Thank you! Daisy
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Madi’s Answer

Hi Daisy,

There are many different funding sources for school. Firstly, you can apply for federal and state financial aid. You may be able to receive a grant which is money that you don't have to pay back. You may also be able to take out a government loan. You will have to pay it back but there are certain benefits such as income based repayment programs and lower interest rates than private loans. Secondly, you can take on a part time job or work-study job. Lastly, I would advise you to continue to apply for scholarships. It may not be too late as different scholarships have different application dates. Good luck!
Thank you comment icon Thank you for the advice. Daisy
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Milka’s Answer

Hello Daisy! Don't worry, there is no need for stress! There are always opportunities for scholarships, you just need to ask your professors/advisers on the possible scholarships you are eligible for and keep doing your best in your studies! Also, consider reaching out to financial services because they may have resources that could help you with your situation. Last but not least, take some time out of your day to research about Student Assistance Program opportunities in your area like OSAP for instance which is an Ontario Student Assistance Program. It is a type of financial aid that can assist you in paying for college or university through grants (money you keep) and/or loans (money you pay off after a given time). I hope my advice assisted you in one way or another, best of luck Daisy
Thank you comment icon Thanks for the help. Daisy
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Jacquelyn’s Answer

Paying for college is a stress for many students, but it is something that can absolutely be managed. Scholarships are great, and there are lots of resources that will help you apply to ones you qualify for ( I used Fastweb.com when I was looking for scholarships; many more websites accomplish the same goal). Besides scholarships or loans, your college may offer work study programs, which enable students to work part-time while attending school full-time. My university offered this, and I looked specifically for jobs that were associated with the program, so I held a job with the College of Engineering department working as a Student Assistant. This helped pay for certain expenses, but it was also a great item to have on my resume and it helped me land awesome internships within my field of engineering.
Thank you comment icon Thank you for the advice. Daisy
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