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How can I afford college if I don't have anyone to help me get loans?

Both of my parents have very bad credit due to my father going to jail multiple times. Because of this, I am worried that I won't be able to get loans for college. I have no one to cosign for me and I can only get around $5500 through the federal government. #financial-aid #college #loans #student-loans

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Thank you comment icon Scholarship like crazy. Sites like Unigo, Cappex, and Niche have tons of options Tanner
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Sherri’s Answer

Hi, if one of you parents will apply for a plus loan (parent loan through the government) and is declined, that will open doors for you to borrow under additional loans in your own name. I would speak with your financial aid advisor at the school.


Best wishes,

Sherri
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Angelina’s Answer

Not sure how close you are to getting into college but you can start building your own credit. Open up a credit card that are for first time cc holders and use it regularly and pay it off completely at the end of each statement. There’s not point in getting a cc to build your credit if you’re not going to pay it off in full. Also look at other options such as grandparents or aunts and uncles as co-signers if you can.
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Elizabeth’s Answer

Hi Madelyn, there are companies you can try and get a job through that will help with college tuition. I would also look into trying to get grants and scholarships. Good luck!
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Stephanie’s Answer

Scholarchips www.scholarCHIPSfund.com. ScholarCHIPS provides college scholarships and a support network for children of incarcerated parents, inspiring them to complete their college education.

Ava’s Grace Scholarship Foundation www.avasgrace.org . They award scholarships to children with parents incarcerated in the federal prison system.
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