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What are different types of college funds and scholarships you can qualify for/ how to stand out for them.?

I am 16 year old boy going to a small charter school in suburban MN. I want to learn more about setting up a positive career in basketball coaching and getting into plus completing college.

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Nancy’s Answer

Absolutely, thinking ahead about scholarships is a smart move! While others may chime in with more detailed responses, I just want to make sure you know that many colleges offer modest scholarships, usually between $1000 and $2000, for those who apply early. So, it's a good idea to keep track of the application timelines for your favorite schools. This way, you won't miss out on any scholarship opportunities.
Thank you comment icon What do you mean by application time lines. I assumed colleges would allow application similar to highschool. Grant
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HMH’s Answer

The number one piece of advice to bear in mind are the two types of funding available to you: grants (which do not have to be paid back) and student loans (which must be paid back). When taking on a student loan, your ability to repay is not based on income (necessarily). Consider how the career path you are choosing will allow you to repay the amount of debt that you are taking on and the kind of lifestyle you plan to live. Be aware that federal student loans must be repaid no matter what, including matters of bankruptcy. Also bear in mind that certain career paths allow you to erase part of your debt (social worker, teacher, Peace Corps, to name a few.) If you are willing to pause on college after high school, you could consider military service that would allow you access to the GI Bill.

Regarding scholarships: apply for any and all scholarships that you may find. Even small scholarships will whittle away the overall cost of what you will eventually owe. Additionally, the more extracurricular activities that you explore, the more opportunities that will be available to you. Consider an in-state school, as additional funding is available to residents of each state. In fact, overall resident tuition is less than non-resident tuition. Community colleges are also a way to keep costs down. You can start at a community college and transfer to a 4-year university or college.

Keep an eye out for scholarships in your own community as well! You can ask local librarians, guidance counselors at school, your coaches, trainers, and other community leaders for opportunities they might know of.

Also, look into each university/college that you are interested in to see what type of funding/scholarships are available. Many colleges offer work/study programs that allow you to earn money while you are enrolled.

Best wishes on your college journey!
Thank you comment icon Thank you so much! Grant
Thank you comment icon How would I find scholarships to apply for. Is there an available app, do I go looking for people, or do I check an college websites. Grant
Thank you comment icon Grant, here's a website to get you started: https://bigfuture.collegeboard.org/pay-for-college/scholarship-search HMH Employee
Thank you comment icon Here's another: https://www.scholarships.com/ You can do this! Just be persistent. Apply to all the scholarships you can, even if you think you might not be the best fit for a particular scholarship. Sometimes, not a lot of students apply to a scholarship-- which works in the favor of those who DO apply, because the scholarship committee wants to award those funds to students. Apply, apply, apply! :) HMH Employee
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