When considering a college with a higher out-of-state tuition, what is the best way to get the lowest cost of attendance?
I am looking to go to college/University out of state, and most places that I've looked at (particularly private or smaller public institutions in states like Tennessee, Indiana, and North/South Carolina) have a much higher out-of-state tuition cost than in-state. 1) Does this typically only apply for a certain amount of time, until you become a resident of that state? 2) Is there another type of financial aid available that can help cover some of these costs? 3) Are there any other expenses applied to out-of-state students that could possibly be avoided?
1 answer
Michelle’s Answer
You have some exciting plans for college and a call to each college's offices can follow the advice I give you. You can speak with an official representative from each college who will give you detailed and current information about tuition policy.
Yes, out of state tuition is usually temporary for most colleges. Most colleges deem 12 months time living in their state as considered being a resident. So you're looking at possibly having to pay out of state tuition for probably two semesters. Or, you can live and work in that state for 12 months and thereafter start as a resident that pays in state tuition.
When you speak with the colleges to confirm this, ask them if their college has a sliding scale rate for tuition for lower income students. Not all colleges have this, but some do so it's a good idea to verify this.
Your basic Financial Aid comes through the Federal Student Financial Aid Program, so you'd apply for that. Then there are scholarships given by private donors, city, state and federal scholarships, scholarships from the college you attend and scholarships from companies connected to your major so you can apply for those too. It may be challenging your first year until you establish residency, but you can do it !
I hope this helps and that you call the colleges because you will need to obtain the details for the year you move there and the colleges can inform you of their exact programs and policies. But be assured that this is doable and I wish you well !