5 answers
Ada’s Answer
Your credit score may still be too low to get a personal loan. This type of loan usually requires a higher score due to the higher level of risk the lender is taking on. The risk is you may ultimately be unable to pay the loan back.
You should look for alternatives like debt consolidation counseling services from non profit organizations. If it’s student loans talk to the lender about consolidation.
Good luck.
Ada recommends the following next steps:
Rosa’s Answer
If you have any debt do your best to pay it off. Even if it is just a little extra every month, over time you will see your credit score increase.
Victor’s Answer
I was there.
But then a friend of mine shared "Dave Ramsay - Total Money Makeover" book to me and it has been a godsend!!
Research this.
Take the advice!
He's on YouTube.
He made it sound so simple how you can get yourself out of financial mess.
1. Have a written budget
2. Live below your means
3. Save save save money
Best of luck!
-Victor
Steve’s Answer
Good luck to you!