What's the possibility of me going to school with as little loans as possible?
I got accepted into my dream school yet financing is a huge problem. #financial-services
5 answers
Tina Miller
Tina’s Answer
Many colleges have work-study programs that will assist you with part-time earnings. The advantage of a job within the school structure is the work-around on your courses and better understanding of fitting the work schedule to your course load//hours.
I would suggest setting up a meeting with the guidance and financial aid people at the university as well. They can fill you in on the school offerings for grants or scholarships within your area of study that can be available as you go through school. Often, you have to have successfully navigated through semester one of freshmen year to start looking at those. They may also know of similar grants, etc. outside the university that could fit and assist in pursuing. You can also do research for those online yourself...takes some dedications and research, but there are a lot of those out there.
Through college, look for paid internships as well that could gain you experience in your area of study, gain earnings, and possibly also offer you graduation credits. That will have to be worked out and cleared with the school prior to taking the position.
Steven’s Answer
I think this was covered above, but going to a Jr. College or a Community college to take your prerequisite classes is one of the most affordable ways of going to college. Also, living at home while going to college, or going to an in-state school will be more affordable.
If you are lucky enough to be taking AP classes in High School, usually scores of 4 or 5 will get you college credit. Look for merit scholarships as well as other scholarships based on what you want to study or what personal activities you are involved in.
At college, taking a part-time job will help defray some costs. Also getting paid internships for research or summer work in your prospective field.
Lastly, if you go into certain fields after graduation, you may get your loans paid for if you go work in a high need area (i.e teaching in an inner city).
Good luck.
Scott’s Answer
Be sure to research all grants and scholarship opportunities available and apply for as many as possible. Starting off at a junior or community college is also a great way to cut expenses the first few years. Best of luck
Lucia’s Answer
If you are just starting school a community college is a wise choice for the first 2 years. You can take your core classes for much less money. Then transfer to your dream college for the remaining 2 years. You will be able to get your degree from your dream college and cut the costs.
Best of luck!!!!😄
Ashley’s Answer
Great thinking! My suggestion would be taking on some TA or on campus jobs. That way you will cover some of the expenses instead of borrowing. Good luck to you.