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What is a good college to attend in while living in New York City , how much would it cost me & why do I need a loan to get into a good school?
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Laura’s Answer
Good morning Emmanuel,
There are several good colleges in New York City that you can consider attending! Some of the more popular schools include Fordham, NYU, and Columbia. Choosing the right college for you depends on what major you are considering, your academics, and your personal preferences. The cost of attending university in New York City depends on which school you choose and your residency status. In addition to the cost of school housing, textbooks, and other living expenses also will come into play. Taking out a loan can help cover tuition fees, living expenses, and other costs.
There are several good colleges in New York City that you can consider attending! Some of the more popular schools include Fordham, NYU, and Columbia. Choosing the right college for you depends on what major you are considering, your academics, and your personal preferences. The cost of attending university in New York City depends on which school you choose and your residency status. In addition to the cost of school housing, textbooks, and other living expenses also will come into play. Taking out a loan can help cover tuition fees, living expenses, and other costs.
Updated
Michelle’s Answer
Hello, Emmanuel !
Yeraldy is very correct in her advice and I would like to share some thoughts with you too. All of the colleges, including the community colleges and vocational schools, are very good, so it would be a matter of exploring first hand and picking one out that will support your college and career goals. Attending a New York State accredited college carries weight in certain parts of New York State. Some counties in the state request job applicants to have a degree from a New York college for county jobs.
The best college for you will be one that has a strong program for what you want to major in. I think your one tag here indicates that you want to go into business, so you have a wide choice of colleges to attend. You can begin reading about the colleges by going to the link I have left for you below. You should try to visit as many of them as possible to get a first hand view of the campus and programs. Visit the community colleges, too, because you can consider that and then transferring to a four year college for your Bachelors. It may cut down on college costs.
Yes, it is quite expensive to attend college as well as live in New York City, but there are some things you can consider. First, consider remaining living with your family instead of trying to get an apartment or living in dorms. As you probably know, not only tuition, but housing costs have skyrocketed out of the ballpark of being doable in NYC and other cities. So you can save a ton of money by living at home. Next, there is financial assistance for you as a student. Look into Federal Financial Aid, Scholarships and Grants. You can refuse loans if you want to and if you have an alternative like wages from a job and saving or the scholarships and grants you can apply for. When you apply for Federal Financial Aid, do not choose the Loan option. I left a link below on how to cancel a student loan, too. The college you choose will have exact information about Loan Refusal or canceling a loan. This is something you'll find out once you choose a particular college.
Whichever college you choose will have a particular tuition cost and based on if you have various ways of covering your tuition, you are not obligated or required to accept the loan. So, you don't "have to" get loans. It will depend on your particular circumstances as well as the cost of the college. So first focus on which college you want to attend by comparing their programs and tuition. Then you can figure out how you can cover the expenses. Like I said before, in NYC, consider going to a community college first and then to a University for your junior and senior year for your Bachelors Degree.
I hope that this is helpful for a start and I encourage you to ask more specific questions pointing to your particular circumstances. It is good to be well informed about the specific plans you have. Best wishes in your exploration of colleges and funding sources !
COLLEGES TO DISCOVER IN NEW YORK CITY https://www.niche.com/colleges/search/best-colleges-for-business/m/new-york-city-metro-area/
FIND SCHOLARSHIPS FOR COLLEGE https://www.scholarships.com/
FIND STUDENT GRANTS FOR COLLEGES IN NEW YORK https://www.collegescholarships.org/grants/states/new-york.htm
ABOUT REFUSING A STUDENT LOAN https://studentaid.gov/help-center/answers/article/can-i-cancel-loan
Yeraldy is very correct in her advice and I would like to share some thoughts with you too. All of the colleges, including the community colleges and vocational schools, are very good, so it would be a matter of exploring first hand and picking one out that will support your college and career goals. Attending a New York State accredited college carries weight in certain parts of New York State. Some counties in the state request job applicants to have a degree from a New York college for county jobs.
The best college for you will be one that has a strong program for what you want to major in. I think your one tag here indicates that you want to go into business, so you have a wide choice of colleges to attend. You can begin reading about the colleges by going to the link I have left for you below. You should try to visit as many of them as possible to get a first hand view of the campus and programs. Visit the community colleges, too, because you can consider that and then transferring to a four year college for your Bachelors. It may cut down on college costs.
Yes, it is quite expensive to attend college as well as live in New York City, but there are some things you can consider. First, consider remaining living with your family instead of trying to get an apartment or living in dorms. As you probably know, not only tuition, but housing costs have skyrocketed out of the ballpark of being doable in NYC and other cities. So you can save a ton of money by living at home. Next, there is financial assistance for you as a student. Look into Federal Financial Aid, Scholarships and Grants. You can refuse loans if you want to and if you have an alternative like wages from a job and saving or the scholarships and grants you can apply for. When you apply for Federal Financial Aid, do not choose the Loan option. I left a link below on how to cancel a student loan, too. The college you choose will have exact information about Loan Refusal or canceling a loan. This is something you'll find out once you choose a particular college.
Whichever college you choose will have a particular tuition cost and based on if you have various ways of covering your tuition, you are not obligated or required to accept the loan. So, you don't "have to" get loans. It will depend on your particular circumstances as well as the cost of the college. So first focus on which college you want to attend by comparing their programs and tuition. Then you can figure out how you can cover the expenses. Like I said before, in NYC, consider going to a community college first and then to a University for your junior and senior year for your Bachelors Degree.
I hope that this is helpful for a start and I encourage you to ask more specific questions pointing to your particular circumstances. It is good to be well informed about the specific plans you have. Best wishes in your exploration of colleges and funding sources !
Michelle recommends the following next steps:
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Sam’s Answer
INTERNSHIPS. Whatever you do, get an internship/relevant real-world experience and form business relationships before or during college if that's the route you decide to take. Sidebar: you don't need to be in college to get an internship. Some kids get internships in high school. They are not always called internships. It's any way you can get experience on the job. Even athletes do internships (summer league, off-season training). It's the extra work you put in. Don't wait until graduation to look for work. They don't tell you this openly. Be creative about what you want. "Stay ready so you don't have to get ready."
Find MENTORSHIP. Find a good mentor. They are not always called mentors. They can be coaches, a parent involved in your life, or someone who loves you and wants to see you win. Anyone who tells you to lie or be dishonest about anything is not a mentor. Want to know how important mentors are? Phil Jackson coached Michael Jordan and Kobe Bryant to multiple championships. Watch the movie "King Richard," which shows us how Venus and Serena Williams' dad planned out their careers before they learned how to walk. I'm giving sports references because you're asking about money, and the job market is competitive.
Be brutally honest with yourself about your goals and expectations. It's not a crime to want to make a ton of money, but it is a crime to yourself to do something you hate. If you're not pursuing law or a STEM field, ask yourself what college can give you that you can't give yourself. Then decide if that's worth the salary you will pay the school. Be strategic. College is a means to an end. The better you understand that end, the greater your successes turn out. Forget what other people think. Question everything, including what I'm telling you, and do your research. Not just on Google. Talk to a lot of people. Spend a day with somebody performing your future "job." It is YOUR life. Ultimately, all you have is yourself. Other people can help, but it is up to you. I hope for nothing but the best for you, E. God bless.
Find MENTORSHIP. Find a good mentor. They are not always called mentors. They can be coaches, a parent involved in your life, or someone who loves you and wants to see you win. Anyone who tells you to lie or be dishonest about anything is not a mentor. Want to know how important mentors are? Phil Jackson coached Michael Jordan and Kobe Bryant to multiple championships. Watch the movie "King Richard," which shows us how Venus and Serena Williams' dad planned out their careers before they learned how to walk. I'm giving sports references because you're asking about money, and the job market is competitive.
Be brutally honest with yourself about your goals and expectations. It's not a crime to want to make a ton of money, but it is a crime to yourself to do something you hate. If you're not pursuing law or a STEM field, ask yourself what college can give you that you can't give yourself. Then decide if that's worth the salary you will pay the school. Be strategic. College is a means to an end. The better you understand that end, the greater your successes turn out. Forget what other people think. Question everything, including what I'm telling you, and do your research. Not just on Google. Talk to a lot of people. Spend a day with somebody performing your future "job." It is YOUR life. Ultimately, all you have is yourself. Other people can help, but it is up to you. I hope for nothing but the best for you, E. God bless.
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Doris’s Answer
There are excellent school options in NYC, as well as choices that might require a slightly longer commute. I recommend working with your college advisor to assist you with applications, financial aid, and scholarships. When selecting a college, consider the type of education you want and make time for campus visits to help inform your decision.
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Yeraldy’s Answer
It depends what school you’re going to and how long you will be in school. Some people can afford it and others need financial assistance to pay tuition, school supplies, books, and living. You can find the cost of tuition on the college you want to attend on the school website. I attended New York university as an out of state student and it is quite expensive. However, I felt like my experience and the educational and career networking opportunities made it worth it.
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Avirup’s Answer
A good college in NYC is one that provides the most benefit to you. While researching colleges you have to weigh cost, programs, and size. An ideal college has low cost / offers the highest financial aid, has good programs for your intended major and fits under your size preference. I go to a CUNY college where due to my low EFC my tuition is fully covered