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What is a good college to attend in while living in New York City , how much would it cost me & why do I need a loan to get into a good school?
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Michelle’s Answer
Hello, Emmanuel !
Yeraldy is very correct in her advice and I would like to share some thoughts with you too. All of the colleges, including the community colleges and vocational schools, are very good, so it would be a matter of exploring first hand and picking one out that will support your college and career goals. Attending a New York State accredited college carries weight in certain parts of New York State. Some counties in the state request job applicants to have a degree from a New York college for county jobs.
The best college for you will be one that has a strong program for what you want to major in. I think your one tag here indicates that you want to go into business, so you have a wide choice of colleges to attend. You can begin reading about the colleges by going to the link I have left for you below. You should try to visit as many of them as possible to get a first hand view of the campus and programs. Visit the community colleges, too, because you can consider that and then transferring to a four year college for your Bachelors. It may cut down on college costs.
Yes, it is quite expensive to attend college as well as live in New York City, but there are some things you can consider. First, consider remaining living with your family instead of trying to get an apartment or living in dorms. As you probably know, not only tuition, but housing costs have skyrocketed out of the ballpark of being doable in NYC and other cities. So you can save a ton of money by living at home. Next, there is financial assistance for you as a student. Look into Federal Financial Aid, Scholarships and Grants. You can refuse loans if you want to and if you have an alternative like wages from a job and saving or the scholarships and grants you can apply for. When you apply for Federal Financial Aid, do not choose the Loan option. I left a link below on how to cancel a student loan, too. The college you choose will have exact information about Loan Refusal or canceling a loan. This is something you'll find out once you choose a particular college.
Whichever college you choose will have a particular tuition cost and based on if you have various ways of covering your tuition, you are not obligated or required to accept the loan. So, you don't "have to" get loans. It will depend on your particular circumstances as well as the cost of the college. So first focus on which college you want to attend by comparing their programs and tuition. Then you can figure out how you can cover the expenses. Like I said before, in NYC, consider going to a community college first and then to a University for your junior and senior year for your Bachelors Degree.
I hope that this is helpful for a start and I encourage you to ask more specific questions pointing to your particular circumstances. It is good to be well informed about the specific plans you have. Best wishes in your exploration of colleges and funding sources !
COLLEGES TO DISCOVER IN NEW YORK CITY https://www.niche.com/colleges/search/best-colleges-for-business/m/new-york-city-metro-area/
FIND SCHOLARSHIPS FOR COLLEGE https://www.scholarships.com/
FIND STUDENT GRANTS FOR COLLEGES IN NEW YORK https://www.collegescholarships.org/grants/states/new-york.htm
ABOUT REFUSING A STUDENT LOAN https://studentaid.gov/help-center/answers/article/can-i-cancel-loan
Yeraldy is very correct in her advice and I would like to share some thoughts with you too. All of the colleges, including the community colleges and vocational schools, are very good, so it would be a matter of exploring first hand and picking one out that will support your college and career goals. Attending a New York State accredited college carries weight in certain parts of New York State. Some counties in the state request job applicants to have a degree from a New York college for county jobs.
The best college for you will be one that has a strong program for what you want to major in. I think your one tag here indicates that you want to go into business, so you have a wide choice of colleges to attend. You can begin reading about the colleges by going to the link I have left for you below. You should try to visit as many of them as possible to get a first hand view of the campus and programs. Visit the community colleges, too, because you can consider that and then transferring to a four year college for your Bachelors. It may cut down on college costs.
Yes, it is quite expensive to attend college as well as live in New York City, but there are some things you can consider. First, consider remaining living with your family instead of trying to get an apartment or living in dorms. As you probably know, not only tuition, but housing costs have skyrocketed out of the ballpark of being doable in NYC and other cities. So you can save a ton of money by living at home. Next, there is financial assistance for you as a student. Look into Federal Financial Aid, Scholarships and Grants. You can refuse loans if you want to and if you have an alternative like wages from a job and saving or the scholarships and grants you can apply for. When you apply for Federal Financial Aid, do not choose the Loan option. I left a link below on how to cancel a student loan, too. The college you choose will have exact information about Loan Refusal or canceling a loan. This is something you'll find out once you choose a particular college.
Whichever college you choose will have a particular tuition cost and based on if you have various ways of covering your tuition, you are not obligated or required to accept the loan. So, you don't "have to" get loans. It will depend on your particular circumstances as well as the cost of the college. So first focus on which college you want to attend by comparing their programs and tuition. Then you can figure out how you can cover the expenses. Like I said before, in NYC, consider going to a community college first and then to a University for your junior and senior year for your Bachelors Degree.
I hope that this is helpful for a start and I encourage you to ask more specific questions pointing to your particular circumstances. It is good to be well informed about the specific plans you have. Best wishes in your exploration of colleges and funding sources !
Michelle recommends the following next steps:
Updated
Yeraldy’s Answer
It depends what school you’re going to and how long you will be in school. Some people can afford it and others need financial assistance to pay tuition, school supplies, books, and living. You can find the cost of tuition on the college you want to attend on the school website. I attended New York university as an out of state student and it is quite expensive. However, I felt like my experience and the educational and career networking opportunities made it worth it.
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Avirup’s Answer
A good college in NYC is one that provides the most benefit to you. While researching colleges you have to weigh cost, programs, and size. An ideal college has low cost / offers the highest financial aid, has good programs for your intended major and fits under your size preference. I go to a CUNY college where due to my low EFC my tuition is fully covered