What is the best way to save money for college if someone is bad with money?

Hi Kamryn! I think you are taking the first step to a better financial future by asking for help! That's major! There are different ways that people are "bad" with money. It just really depends. If you are someone like me, I used to spend my money on eating at restaurants constantly and buying $5 coffees daily. I only allow myself a certain amount to spend each week no matter what. Setting a budget is imperative if your issue is spending. It also forced me to cook for myself and learn how to make healthy choices while saving money. There are so may resources online that can help you get started with making changes to your financial situation. My last piece of advice is not to try to keep up with others. We all have different financial situations, and it isn't worth it in the end. I hope this helps! Good luck to you!

-Set small monthly savings goals and put money in place that makes it hard to access but is also getting investment return %

-Explore spending apps that automatically deposit remaining cents from purchases to savings type account.

This sort of depends on how much money you have coming in, and what expenses you currently have. I think if you set up an account that is difficult to access it would help. This would mean you'd have to go to the bank to remove or transfer the money - no withdrawals or transfers could be done with a debit card of by phone. If you cannot set up such an account, perhaps you could have your parents hold the money for you?

If you are working, you could possibly have allotments go straight from the check to this special account. Or, you could have an automatic allotment go in, say, on the 5th of each month, transfer from checking to savings. If you don't know how much you will have in checking, you could set it up as a percentage rather than actual amount (maybe.) So You could direct the bank to automatically transfer 20% of the balance, or something like that.

As you can see, you want to make it easy to put the money in, and hard to take it out!

best of luck!

~Kim~

We all have struggles with money. And as you get older it will seam like it gets harder. But remember you are not alone. One thing that I do to save money is open a completely separate savings account that is not tied to your debit card. Just put in a couple of dollars when you have it, any spare change, money you get from birthdays and holidays, money you find when you are cleaning your room or in you laundry when you are about to wash. Every little bit helps. And you will see the savings add up.