5 answers
Jayson
Student
Murfreesboro, Tennessee
2
Questions
Asked
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How hard is it living by yourself after college?
Hi, my name is Jayson. And although I am currently in school in 9th. I was just wondering how difficult it is living on your own after you finish school whether you choose to stop after high school or continue onto a 2-4 year college.
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5 answers
Nida Lopez
Associate Director of Digital Analytics
20
Answers
Atlanta, Georgia
Updated
Nida’s Answer
Dear Jayson,
Transitioning to independent living entails careful planning and budgeting for your daily and monthly expenses. If you're enrolled in a conventional university, one option is to include your living costs in your tuition by staying on campus. However, if you decide to live independently, it's essential to evaluate what's within your financial reach and take into account all related expenses.
These costs include rent or mortgage for your home or apartment, utilities like electricity and water, groceries for your meals, and other miscellaneous expenses. Additionally, transportation is a significant factor to consider. If you own a car, you'll have to budget for monthly car payments and insurance. If you don't have a vehicle, you'll need to set aside money for public transport fares.
Remember, these are just some of the expenses you'll encounter, but don't let it intimidate you. It's all part of the journey towards adulthood. The key is to secure a job that meets your financial needs and to manage your budget wisely.
Transitioning to independent living entails careful planning and budgeting for your daily and monthly expenses. If you're enrolled in a conventional university, one option is to include your living costs in your tuition by staying on campus. However, if you decide to live independently, it's essential to evaluate what's within your financial reach and take into account all related expenses.
These costs include rent or mortgage for your home or apartment, utilities like electricity and water, groceries for your meals, and other miscellaneous expenses. Additionally, transportation is a significant factor to consider. If you own a car, you'll have to budget for monthly car payments and insurance. If you don't have a vehicle, you'll need to set aside money for public transport fares.
Remember, these are just some of the expenses you'll encounter, but don't let it intimidate you. It's all part of the journey towards adulthood. The key is to secure a job that meets your financial needs and to manage your budget wisely.
Shelisa Henley
Child Psychologist
44
Answers
Warner Robins, Georgia
Updated
Shelisa’s Answer
Good Morning!!! Quarterbacks And Cheerleaders!!!!!
Thank you for your Question!!!
It is reached the top of Mount Everest!!!
On a scale of 1 to 10, how easy is it to live by yourself after college!!! A 10!! Easy!! You can do.it!! Took my parents advice, stayed in the dorms my freshman year !! Got a Job , while in college and Saved money along the way!! These steps help me to get on my own after college and fly as an Adult!!
So do not be afraid !!! Just give it try!! You will succeed at independence!!!
Hope this helps!!!!
Good luck!!!!
Shelisa🌞🌞🌞🌞🌞
Thank you for your Question!!!
It is reached the top of Mount Everest!!!
On a scale of 1 to 10, how easy is it to live by yourself after college!!! A 10!! Easy!! You can do.it!! Took my parents advice, stayed in the dorms my freshman year !! Got a Job , while in college and Saved money along the way!! These steps help me to get on my own after college and fly as an Adult!!
So do not be afraid !!! Just give it try!! You will succeed at independence!!!
Hope this helps!!!!
Good luck!!!!
Shelisa🌞🌞🌞🌞🌞
Debbie Morton
Business Consulting
68
Answers
Phoenix, Arizona
Updated
Debbie’s Answer
Hey there, Jayson! Stepping out on your own is an exciting journey that involves getting to grips with the financial world. Here's a simple breakdown:
1. Your monthly income should ideally be three times your rent. This shows you can comfortably cover your living expenses.
2. A positive rental history can be a great asset. It demonstrates your reliability as a tenant.
3. Be prepared to fill out applications, pay any necessary fees, and provide a security deposit. These are standard procedures in the rental process.
4. Mastering the art of budgeting is key. It's your financial roadmap, guiding you to make wise spending decisions.
5. As a tenant, you'll be responsible for keeping your place in good condition. It's all part of making your house a home.
6. Utility bills, like water and electricity, will be part of your monthly expenses. It's important to factor these into your budget.
7. Aim to build up a savings buffer equivalent to a few months' worth of bills. It's a safety net that can provide peace of mind and financial stability.
Living independently after college may seem daunting, but with a bit of discipline and smart budgeting, you'll do just fine. You've got this, Jayson!
1. Your monthly income should ideally be three times your rent. This shows you can comfortably cover your living expenses.
2. A positive rental history can be a great asset. It demonstrates your reliability as a tenant.
3. Be prepared to fill out applications, pay any necessary fees, and provide a security deposit. These are standard procedures in the rental process.
4. Mastering the art of budgeting is key. It's your financial roadmap, guiding you to make wise spending decisions.
5. As a tenant, you'll be responsible for keeping your place in good condition. It's all part of making your house a home.
6. Utility bills, like water and electricity, will be part of your monthly expenses. It's important to factor these into your budget.
7. Aim to build up a savings buffer equivalent to a few months' worth of bills. It's a safety net that can provide peace of mind and financial stability.
Living independently after college may seem daunting, but with a bit of discipline and smart budgeting, you'll do just fine. You've got this, Jayson!
Alicia Canady
Healthcare Administrator
2
Answers
Chula Vista, California
Updated
Alicia’s Answer
Hi Jayson! Thank you for asking such a great question, regarding if it’s hard to live on your own after attending school. I will say from experience that you must have a plan. Meaning, wether you intend on going to college, trade school, or the military it’s best to have a plan because, the price of living on your own can be costly and you don’t want to waste time because, your time is valuable. Also, it is very hard to get a high paying job without secondary school or certification. Remember you can achieve anything you set your mind to and hard work and dedication does equal success. However, there are programs like financial aid and grants, scholarships, etc. all that is free money that does not have to be paid back. From a financial stand point take advantage of free money because, this will lessen the cost of money you have to pay back due to student loan debt. Best of luck feel free to reach back out if you have further questions
Hilary Trammell, CTT
Corporate Trainer
1
Answer
Houston, Texas
Updated
Hilary’s Answer
Hi, Jayson.
What a great question! I believe that the answer will be different for a lot of people for a lot of reasons. For me, I graduated from High School when I was 17 and moved out, BUT, I stayed in Houston to be close to my family. We didn't have a lot of money, so I was working and going to university at the same time to help with my expenses. I was able to visit my folks often, and they would drop off surprise meals at my apartment (one of my favorite memories).
Now as a mom, I had a daughter who chose to stay close to home the first year of college because she was not ready to be on her own. She attended a local community college and lived at home. Eventually, she moved to College Station and finished college at the college her brother ended up playing baseball for so they could be roommates. My son graduated and moved about 6 hours away to his college. He was attending on a baseball scholarship and eventually transferred to Texas A&M Kingsville. They both graduated from that school with a 4-year degree. For them, they needed a small-town college experience.
I encourage you to be honest with yourself and think about what will work best for you. It may be different from your friends, and that is 100% a-okay! Talk with your parents, guidance counselors, etc. Best of luck and I hope 9th grade is going well for you!!
What a great question! I believe that the answer will be different for a lot of people for a lot of reasons. For me, I graduated from High School when I was 17 and moved out, BUT, I stayed in Houston to be close to my family. We didn't have a lot of money, so I was working and going to university at the same time to help with my expenses. I was able to visit my folks often, and they would drop off surprise meals at my apartment (one of my favorite memories).
Now as a mom, I had a daughter who chose to stay close to home the first year of college because she was not ready to be on her own. She attended a local community college and lived at home. Eventually, she moved to College Station and finished college at the college her brother ended up playing baseball for so they could be roommates. My son graduated and moved about 6 hours away to his college. He was attending on a baseball scholarship and eventually transferred to Texas A&M Kingsville. They both graduated from that school with a 4-year degree. For them, they needed a small-town college experience.
I encourage you to be honest with yourself and think about what will work best for you. It may be different from your friends, and that is 100% a-okay! Talk with your parents, guidance counselors, etc. Best of luck and I hope 9th grade is going well for you!!