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How is your quality of life while being a Nurse Practitioner?

Can you live comfortably and not worry about how bills will be paid? Can you enjoy expensive vacations and live a happy life? Are you able to afford a pretty nice house in a nice neighborhood? I'm 15 years old and I live a great life but my parents are always worried about money and in the future, I want to be able to not think about money as much as they do.

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Massiel’s Answer

Hi Alannah,
What a great question! I became a certified midwife to earn a better salary than I was as a graphic designer. My investment of switching careers paid off. However, it all depends on the type of NP you are. It also depends if your passion is in it. As well as managing your income well.
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Martin’s Answer

The amount you earn as an APRN will be influenced by various factors, including the state you decide to practice in. Generally, you can expect a rewarding salary, and there's always the opportunity to earn more by taking on additional shifts or overtime if needed. Initially, you might find yourself in a contractual role. It's crucial to discuss the terms with others before signing to ensure your desires align with what the company genuinely offers. However, after a brief period, you'll gain the leverage to dictate your own terms or even establish your own practice.

I share this from personal experience. A position I accepted years ago promised a 40-hour work week. However, the doctor I worked for exploited the agreement, often requiring me to work over 60 hours without extra pay or time off.

Your lifestyle will largely be determined by your choices. A comfortable home, a nice car, and a welcoming community are all within your reach as an APRN. Of course, these aspects can vary based on your personal decisions and the state of the economy. But remember, you have the power to shape your future in this rewarding profession.
Thank you comment icon Loved reading this, thanks! alannah
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Nicole’s Answer

Hi Alannah,
Yes, you can live a comfortable life working as an NP, but with any job or career, you have to manage your money well. It also depends on what specialty you decide on - Psych, Family, Emergency, etc. if you love helping people with their mental health, Psych NP’s are paid well and are one of the highest paid NP professions. If you really want to live a comfortable life, you should consider CRNA (Nurse Anesthetist). Overall, being a Nurse Practitioner can provide a good living for you and your future family.
Thank you comment icon Thank you! alannah
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Gina’s Answer

Hi Alannah, you ask a really great question, can you live comfortably and not worry about bills as a nurse practitioner. The key to living comfortably is living within your financial means regardless of your job. Nursing in general is a great occupation with endless possibilities. Nurse Practitioners do make more money than staff nurses but I have seen some very financially poor NPs because they don't know how to manage their money. At 15 years old you are in a great place to start learning money management and financial habits that will help you be successful in the future. A good book to read or listen to if you like audible is George Kamel's Breaking Free From Broke (I receive no endorsement or benefits for mentioning the book). This book provides a roadmap for not worrying about the financial future.

As for nursing, I definitely suggest being a nurse and ultimately a nurse practitioner if that is what you desire. I would look into facilities or organizations that help with the financial cost of schooling or offer a debt reduction program so you wouldn't be burdened by the cost of an education and you could use that great paycheck to go on some phenomenal vacations. Good luck!
Thank you comment icon Thank you so much! alannah
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Sylvia’s Answer

Yes. The salary or hourly rate is good. It depends on what area you choose. Nurse anesthetist and psych NPs probably get the highest rate. I chose acute care because I love working in the hospital, but the anesthetists definitely get more money. At the end of the day your joy comes from treating your patients and managing their illnesses well. And the job has to fit in with who you see yourself as, whether bedside or clinic or longterm care
Thank you comment icon Thanks for the advice. alannah
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Massiel’s Answer

Hi Alannah,

What a great question! I became a certified midwife to pursue a more rewarding and financially stable career, and it’s a choice I’m glad I made. Transitioning from graphic design, the investment in my education and training has really paid off, both professionally and personally.

The financial benefits, though, can vary significantly depending on your specific path as a nurse practitioner or midwife. Specialties and job settings can influence salary, so it’s helpful to research which areas align with both your interests and financial goals. For example, some areas of midwifery offer greater opportunities for growth, especially where there’s a high demand for maternal health services.

Beyond the numbers, the real key to success in this field is passion. Pursuing a career that deeply resonates with you will bring fulfillment and make the hard work feel meaningful. And once you’re established, learning to manage your income well—whether through budgeting, investments, or planning for career growth—can ensure long-term stability
Thank you comment icon I'm excited to put your great advice to good use! alannah
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